Appraisal services for and Baltimore County homeowners
The top reasons homeowners need :
Need help deciding the price of your home in or near , ?
At , we understand the particular needs of a homeowner after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Need to remove PMI?
An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At , we're experienced in helping people just like you delete unwanted PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes nearby. That only means you're going to pay more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from is your best weapon.
Was your HELOC recently frozen?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would wish to have an expert double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.